We have experience in providing you with the RIGHT option for your mortgage. There are several programs available to first-time homebuyers, investors and commercial.
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Are you looking to buy a home for the first time?
Then we would like to take the opportunity of showing you different programs available in New York State.
FHA
This is a New York State fund which enables anyone to buy property within the state with a minimal down payment.
The current FHA Fannie/Freddie lending limits are as follows:
1-Family $417,000
2-Family $533,850
3-Family $645,300
4-Family $801,950
SONYMAE
Enables 1st time home buyers or individuals who have not owned a home for at least 3 years to take advantage of reduced interest rates and down payments. Certain restrictions apply.
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For more information call or email our office
INVESTORS
 Thinking of buying an investment property?
Multi Family Dwellings for the Investor
Investment properties can include single family, condo, or 2 units or more. Advantages of owning investment properties is a tax write-off of up to $25,000; future growth and equity; possible monthly income; return on investment; watch your investment grow; have control of your investment.
Owner Occupied Multi Family Dwellings
Multi family dwellings can be the ideal way to help offset your monthly housing costs. Rental income can be applied to your mortgage, taxes, insurance, utilities, maintenance, etc. Owner occupied multi family dwellings still qualify for up to $25,000 in tax deductions.
If you are a new investor or a savored investor, please call our investment specialists to customize your needs.
SENIORS
 DECISIONS, DECISIONS
You made a big decision when you purchased your home. Is it time to make another big decision to sell your home? Would you like to know options that are available to you before making any decisions? Do you understand all of the financial implications and options? Sophie Sirpanlis Real Estate is proud to announce that our office has the first agent to be designated Seniors Real Estate Specialist (SRES) in Ulster County, Charlet Wenzel. We also have other agents who have received the SRES designation. They will be happy to meet with you personally to assess your personal situation and needs and provide you with an estimate of value on your present home in today's market.
You deserve expert professional service and personal attention. We are dedicated to achieving your real estate goals.
To buy or sell, or for information or assistance please call or email our officeMANUFACTURED (MOBILE) HOMES
Manufactured homes are the stepping stones to your dream home or the key to easy living. Manufactured homes are pretty to look at, comfortable to live in, easy to maintain, and they are very affordable. Our experienced and trained agents can guide you through the buying process from selecting your home to inspections & financing and finally the closing. You can purchase a manufactured home with as little as 10% down payment, minimal closing costs, and literally move into your new home within 2 weeks.
We are proud to announce we have opened a Manufactured Home Division to meet the growing demand for manufactured homes. All of our agents are trained and experienced in marketing and selling manufactured homes. Sophie Sirpanlis Real Estate is one of the few offices in Ulster County with a large inventory from which to choose.
If you would like to learn more about how you can purchase a mobile home, call or email us today
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